Savings & Credit Learning Circle

Savings & Credit Learning Circle

Savings & Credit Building Learning Circles


This program is geared towards newcomer immigrants who are learning how to navigate the U.S. financial institutions. Circles meet once a week for 2.5 hours, for 8 consecutive weeks.  During this time, participants receive training on banking in the U.S. and have the opportunity to meet individually, at no cost, with a Financial Coach. The coach supports the participant with building a personal budget through a matched savings program sponsored by Liberty Bank.  Each participant that is able to build and maintain a savings account of $250 over the course of 3- 5 months receives a $250 bonus match from Liberty Bank.  

During the training sessions participants learn about:  

  • The benefits of opening and maintaining a bank account 
  • Ways to save money  
  • How to identify and avoid “false” business practices that may result in financial loss 
  • The value of a budget and how to use it to help save money and build wealth  
  • Why having good credit matters and steps to establishing good credit 

The learning circles will also discuss topics like how to open a small business, take advantage of community resources to save money and improve ones quality of life, and other topics the participants request. 


Ongoing Financial Coaching: During these individual coaching sessions each participant will review their budget and have the opportunity to discuss in detail, how to save for a business, a child’s college savings or retirement and more.   

 Enrollment Criteria: 

  • A United States resident for a minimum of 3 months 
  • Have had difficulty maintaining a minimum bank balance requirement OR do not have a bank account  
  • Able to save a minimum of $2 a day.   
  • Age 18 or older 
  • Commit to 2.5 hours of meeting time a week for 8 consecutive weeks.  


 Received upon successful program completion: 

  • Hartford Public Library’s Financial Literacy Course Certificate of Completion  
  • $250 bonus awarded from Liberty Bank 
  • Northstar basic computer certification  
Fill out the interest form below to start the enrollment process.
Please note that you may Opt Out at any time by replying “STOP” to our text message.

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